OnPay payroll pricing
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Prices re-confirmed on OnPay's own page:
Key facts
- The cheapest OnPay plan that files payroll taxes for you is the Payroll Essentials plan, at $49 a month plus $6 per employee, as of October 22, 2026 (source: onpay.com).
- For 5 employees in one state with payroll taxes filed for you, OnPay costs $79 a month on its Payroll Essentials plan, as of October 22, 2026, tied for 6th among the 13 US payroll services we track that publish prices (source: onpay.com).
- For 10 employees in one state with payroll taxes filed for you, OnPay costs $109 a month on its Payroll Essentials plan ($10.90 per employee), as of October 22, 2026 (source: onpay.com).
- With 10 employees in two states, OnPay costs $109 a month on its Payroll Essentials plan, the same as with all 10 in one state, as of October 22, 2026 (source: onpay.com).
- The latest entry in our price change log for OnPay is dated October 22, 2026: OnPay's business pricing moved to onpay.com/payroll/software/costs-pricing/ (onpay.com/pricing now shows accountant pricing). Price unchanged at $49 a month + $6 per worker (source: onpay.com; change log).
OnPay plans
| Plan | Base / month | Per employee | Per contractor | Limits |
|---|---|---|---|---|
| Payroll Essentials | $49 | $6 | $6 | — |
What you'd pay by team size
| Plan | 1 employee | 5 employees | 10 employees | 25 employees | 50 employees |
|---|---|---|---|---|---|
| Payroll Essentials | $55 | $79 | $109 | $199 | $349 |
What each plan includes
| Feature | Payroll Essentials |
|---|---|
| Files and pays payroll taxes for you | ✓ |
| Employees in more than one state | ✓ |
| Built-in time tracking | + |
| Health benefits administration | ✓ |
| Pay-as-you-go workers' comp | ✓ |
| Access to HR advisers | + |
| HR tools (onboarding, handbook, compliance) | ✓ |
| Local (city/county) tax filing | ✓ |
| Pay 1099 contractors | ✓ |
| Pay W-2 employees | ✓ |
| Unlimited payroll runs | ✓ |
| Direct deposit | ✓ |
| Year-end W-2 and 1099 forms included | ✓ |
| Paid-time-off tracking | ✓ |
| Wage garnishments handled | ✓ |
| Employee self-service portal or app | ✓ |
| Syncs with accounting software | ✓ |
| Phone support | ✓ |
Fine print
- Payroll Essentials: Single plan. 'Per worker' covers W-2 and 1099 workers ('Pay W-2 and 1099 workers'). Multi-state included at no extra cost ('No additional cost — pay in as many states as you need'). PTO accrual policies are in the base plan; PTO requests/approvals dashboard is in the HR add-on (+ $15 base and $2/worker per month). Other add-ons: Compliance Resources + $10 base per month; Live HR Support + $65 base per month. Benefits, workers' comp and 401(k): pay plan premiums only. Discounted bundles also exist (e.g. Payroll + HR + Time Tracking $70 base + $10/worker instead of $79 + $12).
Tax filing coverage, in OnPay's words: Federal, state, and local tax filings included; Pay workers in as many states as you need
Current offer (not included in our prices or in the automatic price check): Get one month free ("Your first month is free." on onpay.com/get-started/)
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Sources we checked: OnPay pricing page for businesses (Payroll Essentials, add-ons, bundles, feature list) (checked 2026-10-22); onpay.com/pricing (301-redirects to the accountant partner pricing page /payroll/software/accountants/pricing/) (checked 2026-10-22); OnPay sign-up page (first month free offer) (checked 2026-10-22)